Performers Accident Cover

Performers Accident MRI/RIB Cover

This cover is an extension to the Equity Personal Accident Cover.

It has been devised to be an extra benefit for Equity members that run more risk of injury than other members.
   
Some injuries can only be fully assessed using costly scanning equipment not readily available on the NHS. To assist with a swift recovery this insurance policy makes provision for cover of up to £1000 in respect of the cost of either a MRI (magnetic resonance imaging scan) or RIB (radio isotope bone scan) if appropriate and associated expenses following a work related accident.

You can apply for this insurance by calling Equity on 0207 379 6000 and paying £10.50 for the year.

Policy Questions and Answers:

 How is “accident” defined in this policy?

“Accident” means a sudden, unexpected, unusual, specific event, which occurs at an identifiable time and place.

Who qualifies?

Equity members in full benefit and who have completed an application for the Performers Accident MRI/RIB Cover and paid the required premium.

When does the cover operate?

Whilst perfroming or rehearsing on an Equity contract or Equity approved guidelines.

Are there any injuries not covered by this policy?

Yes, any injury involving a pre-existing injury, physical weakness, defect or disease or otherwise excluded by the policy.  Injuries not requiring either a MRI or RIB Scan are not covered by this insurance. (If you do sustain such an injury you should refer to the terms and conditions of the Equity Members’ Accident Cover).

When will I be entitled to the benefit?

Once your GP or Consultant has assessed that your injury requires further exploratory investigation following an accident covered by this policy.

How do I claim?

You must contact Equity and we will send you a claim form to complete. This should be returned together with a statement from your Consultant confirming that effective treatment can only be prescribed once a MRI or RIB scan has been undertaken. The claim form must be countersigned by a senior representative of your employer. Once you send in all this you will be contacted with authority to proceed with the scan.

What is the annual cost of this cover?

For those now joining the scheme the cost is £10.50 – payable on signing up to the scheme and thereafter annually.

How is the insurance renewed?

Your will receive an annual letter from Equity with details of how to renew this insurance.